FAQ

What does the Mabeco do?

Mabeco Consulting AG is an innovative asset management company that offers automated investment strategies for foreign exchange trading to private and institutional investors.

What is asset management?

Asset management means the independent management of your assets by a financial intermediary. An asset manager analyzes, decides and always acts in the interests of the client as part of a predefined investment strategy. With our managed account solution, you authorize us to trade your account. You can monitor all activities and always have access to your trading account.

Is Mabeco Consulting AG independent?

We are convinced that investment success can only be achieved with genuine independence. Precisely for this reason, Mabeco Consulting AG is set up as a completely independent asset management company. Unlike many fund advisers, banks and traditional asset managers, we create our own technologies based on our own analysis, models and statistical research. For this we need no external funds and no external research - everything is done from our own hands. So that nobody can interrupt a successful administration of your assets.

Do I always have access to my money?

Yes, within our managed account solution you have access to your money at all times. In this way, you can execute partial payments (as long as these do not cause a shortfall below the minimum investment amount) or cancel the asset management mandate at any time and withdraw your money. 

What are the risks of asset management?

Investing in a managed account involves risks and there is always the possibility of total loss. After all, the goal of capital investment is to take targeted risks in order to take advantage of potential returns. The explanations in the FAQs should give you a basic understanding of the risks. For detailed information you can rely on the documents provided in the context of the conclusion of the contract. If you have questions, you can always contact us.

Risks of foreign exchange trading
Trading in foreign exchange involves significant risks, including general market risk, interest rate risk and country-specific risks. The market risk arises from the price development of foreign exchange values ​​in response to changing supply and demand. Since exchange rates can easily (and quickly) move in one direction, a currency position held overnight or over several days can carry a greater degree of risk than a position held only for a few minutes or hours. Interest rate risks arise when a country changes the interest rates associated with its currency. There is a country-specific risk, as almost every country deals with international transactions in its own currency. For example, this influence can take the form of regulation of local foreign exchange trading, restrictions on foreign investment by residents or restrictions on inflows from foreign investment funds. Restrictions on foreign exchange or international transactions are intended to influence exchange rates or their movements. The country-specific risk can also consist of the conversion to a new currency, whereby the "old" currency becomes virtually worthless.

Model-specific risks
The technical models and the assessment of the attractiveness, value and possible appreciation or devaluation of a currency may prove inaccurate and thus may not produce the desired results, which in turn will result in a loss for investors.

Broker-specific risks
The trading strategy is implemented using so-called clearing brokers, which may become insolvent. In this case, the entire investment may be lost or part of it.

Power or Internet outages
The trading strategy uses electronic trading platforms that rely on a stable power and stable Internet connection. Corresponding disturbances can therefore lead to the fact that loss positions can not be closed or profit positions can not be entered. 

I have further questions - who can I ask?

If you have any further questions, please contact us via e-mail This email address is being protected from spambots. You need JavaScript enabled to view it. or by phone on +41 41 552 03 13. You are also welcome to use our contact form. We'll get back to you.

What is FOREX?

Have you ever exchanged money for the holidays? Most have heard of FOREX without knowing exactly what it is. So it's about trading currencies. Every day more than $ 5 trillion are traded on the forex market.

What does FOREX stand for?

To answer this question, we need to break apart the word "Forex". Did you know that Forex is actually a combination of two words? Well, that's the way it is, and these two words are "Foreign" and "Exchange." Foreign Exchange is just one of the names Forex is known for. The terms FX and foreign exchange trading are also used.

What is forex trading?

The Forex market is the largest market in the world with trillion dollar trading volumes. People from all walks of life are trading in the Forex market, which means they buy and sell currency pairs like EUR/USD and GBP/USD. Of course, this does not take place on a physical marketplace, but is done through an electronic system. The really big sums are not moved at the bank counter. This usually happens via the so-called interbank market.

What is special about forex trading?

The special feature of FOREX trading is the possibility to trade with leverage. The trader only has to deposit a small part of the invested amount in cash as collateral (margin). The rest of the money is lent to him by the broker. Since the broker receives only a small part of the invested sum as a margin, he has to borrow the remaining part to fully hedge his risk. For traders this has the advantage that their own capital can be leveraged. The fact that only a small part of the invested amount can be shown in cash, depending on the amount of leverage, large sums of money can be moved in the market.

What is meant by OTC?

"OTC" stands for "over the counter" and is a collective term for all financial transactions that are not transacted via a regulated stock exchange. CFD and FX trading does not take place on a stock exchange, ie not on a regulated market. Trading CFDs and FOREX is "over the counter".

What is the purpose of the margin?

Margin refers to the deposit you need to make as a trader in order to trade CFDs or FX contracts. The margin limits the amount of money you need to employ for your trading activities.

What is a margin call?

The margin call is feared among traders and is the other side of limiting in the verb "to margin". "Margin Call" means the broker's advice that the cash on your account is no longer sufficient to serve all open positions. Your account is undercapitalized and urgently needs fresh capital. The consequence is that the broker liquidates the position that have developed against you. That's the other side of the limit. A loss limit that the broker exercises to limit his risk.

Long and short

Long means you bet on rising prices. So you buy a financial product in the expectation of being able to sell it later at a higher price.

Short means you bet on falling prices. So you are doing a short sale. In other words, you sell a financial product that you do not own, expecting to be able to buy it back on the market at a later date.

How much does asset management with Mabeco costt?

The costs of asset management depend on the respective strategy. For the "Early Bird FX" strategy, Mabeco charges an annual asset management fee of 2.4% on the total amount of your deposit account. Plus, there are transaction fees. Transaction fees may vary annually and depend on the number of transactions made.

How are the fees calculated and when are they due?

The asset management fee of 2.4% is calculated pro rata over the whole year and invoiced monthly. The decisive factor here is the total amount of your deposit balance on the first calendar day of the respective month.

The transaction fees are calculated in PIP per lot (roundturn) and represent the share of the FX price, which is paid as a fee for each trade directly to Mabeco Consulting AG.

Calculation of the pip value
Pip value = (Pip in decimal places * trade size) / market price

Example
One pip in decimal places = 0.0001
Trading volume = 100,000
Exchange rate = 1,13798
0,0001 * 100,000 = 10
10 / 1,13798 = 8.78750
A pip has a value of € 8.79

Where will the fees be deducted?

Any fees incurred will be deducted directly from your account. So no transactions of your page are required.

Are there any fees for deposit and withdrawal??

GBE Brokers Ltd.
Click here for an overview of the fees for deposits and withdrawals at GBE Brokers Ltd.

Swissquote Bank AG
Click here for an overview of the fees for deposits and withdrawals at Swissquote Bank AG.

How is the performance calculated?

As a basis for the calculation of the performance we use real trading results after costs, which were neutralized by deposits and withdrawals.

How can I become a client?

With our online registration, you can get to your managed account in just a few steps. To start, just click the button "Invest now" on one page of our homepage. You will then be guided through the online registration step by step.

Which broker should i choose?

We can rely on long-term cooperations with Swissquote Bank AG and BlueSuisse Ltd. For all of our partner brokers we can guarantee you the highest quality and reliability. If you are not sure which broker suits best for your goals, feel free to contact us.

I would like to choose another broker — is this possible?

Yes, in principle we also offer the administration of accounts with other brokers in addition to our partner brokers. Feel free to contact us to arrange a strategy call.

Is there a minimum investment?

Yes, you can invest in a managed account for a minimum investment of CHF 50,000. The minimum amount applies only to first deposit. In case your initial investment amount falls below the mark of CHF 50,000, you are not obliged to invest new money. Partial payments that would bring the investment amount below the CHF 50,000 mark are not possible. In this case, you would have to withdraw the entire money and terminate the asset management mandate.

Which documents do I need for the online registration?

Before you go through the online registration, we ask you to keep the following documents ready:

- Scan or photo of your identity card (ID) or passport

- scan or photo of a proof of address (confirmation of registration, electricity bill or gas bill, not older than 3 months)

How will I be kept up-to-date on the performance?

You will receive a bank statement once a day and once a month with all transactions from your broker via e-mail. In addition, you can track the performance at any time in the respective online portal of your broker.

How do I receive my tax information?

Your broker is responsible for the tax settlement. Your broker will provide you all tax information once a year.

Is my data secure?

We take privacy very seriously, it is a fundamental part of our corporate philosophy. The type of encryption of your personal information is always up to date and your data is handled with the most care. That's why we decided to work exclusively with the best IT partners. All data transmissions are SSL encrypted.

How is Mabeco regulated?

Mabeco is a member of the general self-regulatory association Polyreg (SRO) and is subject to its statutes and regulations. The task of the SRO Polyreg is the quality assurance of financial services and the fulfillment of the tasks provided for in the Swiss Money Laundering Law (GwG). PolyReg supervises us as a recognized self-regulatory organization within the meaning of Art. 24 of the Swiss Money Laundering Law.

How does the strategy invest?

Our strategy is a dynamic currency trading strategy with adaptive trade adjustment. Based on a non-directional trading approach, the strategy seeks to gain profits on market price volatility.

Who is responsible for investment decisions?

Investment decisions are made fully automated by our trading algorithm. Based on a continuous analysis of price movement, the algorithm calculates trading signals that are monitored by professional forex traders.

Which currencies do we trade?

We only trade the most liquid currency pairs, the so-called "majors".

How can I get further information about the strategy?

For more information you can request our strategy report. Go to the page Managed Accounts and click on the button "Request now" at "Download strategy report".